CRIF loan origination solution with built-in StrategyOne decision-making engine, is also an end-to-end automated decision-making system. It also integrates internal and external database data, and allows all departments within the bank (business department, credit review, verification personnel, and decision makers) to use the same interface to handle applications immediately in the entire loan workflow from customer engagement phase, credit assessment phase, verification phase, decision making phase to disbursement phase. This end-to-end system allows banks to streamline processes, quickly approve or reject, and disbursement. This will help the bank to promote the business in the future. With the existing workforce, the amount of loans and the quantity of loan application has greater room of growth while being more efficient. The CRIF Loan Origination Management System (LOM) provides web front-end and workflow management functions for you to cover the complete loan application process through the following phases： The CRIF Loan Origination Management System is natively integrated with StrategyOne, the CRIF business rules management platform and decision scoring engine to determine： Knock out rules Application Score Behavior Score Overall decision strategies The solution is multi-channel, multi-language and multi-currency, and is configurable and flexible for all kinds of financing and applicants. Key Benefits The CRIF Loan Origination Management System enables you to： Streamline and automate loan origination processing. Define and standardize procedures (workflow) regardless of bank departments, branches, and countries. Speak the same language as banks and financial institutions. Lower costs as a ready-to-go solution (SaaS model) because no initial investment is required. Reduce IT costs and implementation times thanks to the extensive opportunities for parameterization of the system, which is able to adapt to the bank's new credit requirements to make it easy to localize. Optimize access and the configuration of external data sources.