User-friendly business solution for automating decisions that leverage data & analytics.

  Release your organization from the inflexibility and high costs of having hard-coded rules dispersed throughout your systems and embrace an enterprise decision management approach and technology that empowers business users.
  StrategyOne puts business people in the driver’s seat to quickly and easily implement, test, monitor and change business rules, credit scores, calculations and entire decision processes without coding, leading to automated and confident decision-making throughout your business.
  It is a complete business rules management platform and decision scoring engine that enables your organization to identify the right targets, increase customer loyalty, boost sales and margins, manage risk, and implement business and regulatory policies and procedures. From pre-screening and credit underwriting to on-going credit risk management and marketing campaigns and collection strategies, StrategyOne spans the customer lifecycle, covering all aspects of decision management with graphical, user-friendly decision-making technology.
  CRIF decision-making engine is the best helper for business decision makers. The most important functions are risk scoring and decision making. It is a flexible and configurable tool that can be directly compatible with the existing internal credit review system of banks/financial institutions, greatly shortening the time for the review process and decision making.
  StrategyOne gives users the power to quickly and easily implement, test, monitor and change business rules, credit scores, and calculate the entire decision-making process without the need for IT staff for automated decision making of the entire enterprise group. It can take both risk and profit into account, and let the decision makers set annual performance targets and various KPIs (for example: application approval rate, non-performing loans ratio, total annual loan amount), and conduct simulation tests before the announcing the policy, while announcing the policy only after it is certain the expected goal can be reached.

Key Benefits

  1. Adapt by converting decision makers’ ideas into effective actions that leverage data and analytics, with graphical tools to design and modify strategies without IT assistance, allowing for quick time-to-market when faced with demands from the market and business, all with ease of integration with your existing systems.
  2. Optimize with faster customer response time, improved credit portfolio quality using scorecards, rating and risk parameter estimation (PD, LGD, EAD, RWA…), and meeting business KPI targets with dynamic simulation to fine-tune and champion/challenger approach to try out new decision logic.
  3. Control with standardized and centralized decisions, that help to achieve Basel Accord and other compliancy requirements, and to achieve consistency of decisions at all stages of the customer lifecycle, from engagement and investigation origination to customer management and collection.
  4. Access to CRIF professionals who can help you realize all these benefits through consulting, setup, training, configuration and on-going support.